First Mortgage Options Direct (FMO Mortgage Club) offers the professional intermediary a panel of lenders which are primarily mainstream and compliment our Packaged panel of lenders. All applications on FMO Direct are submitted directly to the lender concerned on the lenders application form and all you need to do is attach an FMO Direct sticker to each application. For On-Line applications select the FMO Mortgage Club as the selected submission route. The fees that you earn are among the highest in the industry. We intend to increase the panel on a regular basis to ensure that we continue to offer you the best products in the marketplace.

We will register you with as many lenders as we can, but some lenders will require you to notify them of your FMO membership and selected submission route.